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Bankruptcy: Myths and Facts

Bankruptcy: Myths and Facts

There are many bankruptcy myths and facts floating everywhere. And depending on what and where you hear it from, the consequences of bankruptcy are either one that instantly solves debt problems or the one that will surely lead you to financial ruin. According to the Australian Financial Security Authority (AFSA), bankruptcy is a legal process … Continued

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Save Money on your Insurance

Save Money on your Insurance

Having insurance has become an important responsibility for Australians. While insurance costs have increased over the past decade, it is expected to go up again when extra levies are added to the government’s fund and reforms are introduced. However, there are some ways to cut costs and save money on your insurance. Calculate Use an … Continued

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Energy Bills Saving Tips During Winter

Energy Bills Saving Tips During Winter

During winter, we spend more time at home and we end up using more energy than usual. Here’s how to save money on heating bills this winter, plus some easy ways to keep warm and cosy. Before we get into these easy tips, it’s better to understand where the average Australian home uses the most … Continued

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Building A Proper Emergency Fund

Building A Proper Emergency Fund

We all know how important it is to build a proper emergency fund, however, that’s often so much easier said than done. In this post, we’re going to provide a helpful list of handy ways you can save some cents and start building a great little safety net for rainy days. Saving at any level … Continued

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Rent Out Things For Money

Rent Out Things For Money

We’re now living in a gig economy and it appears you can do anything to make some money on the side, such as to rent out things. Other than saving money, earning extra income from renting your things out can also help pay off any debts faster. Wondering what things can be rented? Think about … Continued

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Smart Shopping Tips to Maximise Savings this EOFY

Smart Shopping Tips to Maximise Savings this EOFY

It’s EOFY (end-of-financial-year) and shoppers everywhere are aware that it’s time to make the most of huge sales from different retailers. However, before eagerly going to the stores, it’s worth having a good plan on how to approach these sales. Make sure you’ll get maximum value without falling into some common drawbacks. Here are smart … Continued

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Save Water, Save Money

Save Water, Save Money

To save water is to save money on your water bill — one of the best practices to make sure you’re not wasting cash. It can definitely be very helpful if you’re trying to budget and build your financial future. If you want to know how to conserve water and lower your bill, try these … Continued

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Save for an Emergency Fund

Save for an Emergency Fund

It’s important to learn how to save for an emergency fund. Although, that’s much easier said than done. Saving at any level makes all the difference in your financial wellbeing and is a huge help when you need access to cash. Furthermore, you don’t have to borrow money if something happens to you or your … Continued

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Planning a Budget for a University Student

Planning a Budget for a University Student

It can be challenging for a university student to juggle education, work, and play. Furthermore, living on an average student’s weekly budget can be a bit tricky, especially when they’re still adjusting to life in a university. The essence of financial freedom for students is to be able to set up a budgeting plan to … Continued

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Break the Debt Cycle

Break the Debt Cycle

A lot of people are trapped in the debt cycle, which can have a significant impact on their mental and financial wellbeing. It’s not impossible that you could be one of them, especially when finances are usually on top of the list of people’s worries. While personal loans and lines of credit have become part … Continued

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How To Save On Your Home Renovation

How To Save On Your Home Renovation

In the midst of the falls in house prices in Australia, many homeowners are deciding to delay selling and opt for home renovation instead. According to the Australian Bureau of Statistics (ABS), the average Australian spends around $25,000 on renovating their house, where the average cost per square metre is between $2,000 and $4,000. Real … Continued

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Starting a Small Business from Home

Starting a Small Business from Home

Starting a small business from home has become the goal for Australians who choose to earn their living by being their own boss. Running your own business at home won’t only give you more liberty, it will also save you the cost and time of renting a commercial space. If you are planning to start … Continued

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